3 Things to Know When Choosing a Mortgage Lender


Getting a mortgage is a big deal. In our region, it’s no different.

Being an Atlanta mortgage lender, I understand the mortgage process and the questions that come with a potential client when they’re trying to make up their mind on which lender to go with.

As you may know, a lender can help in a number of ways. A lender can help a person with the purchase of a home, refinancing of a mortgage and many types of other loans, such as FHA and USDA. If you’re someone who is considering different lenders, there should be a few things for you to keep in mind as you make your final decision.

To help make the process smoother for you, I’ve identified list of three things to keep in mind when it's time to get a mortgage:

1. Go over all of your options

There are so many lenders in this world who are likely to claim to be your best option for helping you get what you need. It’s important that when choosing a mortgage lender you shop around to at least three or four different lenders in your local area. This will help give you an idea of what is available and what each offers.

By doing this you will be able to get a feel for the lender on a personal level, learn about the types of products they offer, what their rates are and how they can help you get the most out of your situation.

2. Research. Research. Research.

After you’ve checked out some potential options, it’s critical to do some research on them. Check out any reviews and recommendations the lender has.

A lender that has a lot of positive reviews and high recommendations from past and current clients will give you a great idea as to what you can expect from them. More and more people are relying on reviews in today’s world. This could actually be your most powerful resource as you can gain valuable knowledge from people who were once in your position when looking for a lender.

3. Make sure the lender is experienced and has results to prove it

Choosing a lender with years of experience in the industry and the local area is another important thing to remember. It’s also important that they have provided results for their clients in the past.

I am a mortgage lender that is part of HomeStar Financial Corporation, a full-service mortgage lender who operates in Georgia. HomeStar is located throughout the state and has been around for a number of years, just like me. If you’re in need of a mortgage in the Newnan or Atlanta areas, then you know you can rely on me because I have helped hundreds of local clients with their mortgage.

By keeping these three things in mind when looking for a lender you will be in a much better position to find the right mortgage lender. In a competitive market like Atlanta, it is important that you carefully choose the lender you want to work with because many will do whatever they can to get your business, even if it doesn’t benefit you.

I am committed to helping the great people of Georgia realize their dreams. If you’re looking for an Atlanta mortgage lender, I encourage you to contact me today so I can show you how I can help you.